Broker Check
Geoff Klein

Geoff Klein

Financial Planner

"The plan was useless, but the planning was indispensable." – Dwight Eisenhower

This is a great distinction. When you are planning for an emergency you must start with this one thing: the very definition of “emergency” is that it is unexpected, therefore it is not going to happen the way you are planning.  The details of a plan which were designed years in advance are often incorrect, but the continuing planning process demands the thorough exploration of options and contingences. The knowledge gained during this probing is crucial to the selection of appropriate actions as future events unfold.


I help people plan for the unexpected and the certainty of uncertainty of length of life, health status of life, the markets, and the economy.  The clients who choose to follow my advice will always have a smart place to access money given any of these uncertainties.  

Attaining a certification as a BEHAVIORAL FINANCIAL ADVISORTM has given me great tools and perspective which help me advise my clients when they are faced with intense and often competing emotions around financial decisions.  I work with my clients to identify their values which help to guide their decision making when tough decisions must be made.  It has supplemented the technical skills acquired via a Finance degree with an emphasis in Personal Financial Planning, a Chartered Retirement Planning Counselor designation, and practical industry experience since 2003. 

I became interested in finance as a boy when I had a job at my Dad’s office putting labels on envelopes which contained his client’s monthly statements. As a boy I naturally also wanted to be like my Dad. As I got older, I realized the positive impact his own personal financial planning had had on me and my family when he died at age 51.  Our lifestyle did not have to change much when he died.  I had just turned 15 and my brothers were 19 and 12.  He practiced what he preached and had enough life insurance to protect his family for the uncertainty of length of life.  It is hard enough to lose a parent without also adding a massive lifestyle change.

In college I found I enjoyed and understood finance and discovered I wanted to help people in that area. I graduated from Minnesota State University, Mankato in 2002 with a Bachelor of Science degree in Finance.

In my spare time I enjoy playing competitive golf and spending time with my wife Jana and boys Owen and Palmer. I serve on the Board of Directors of the LeSueur Country Club and the Minnesota Golf Association.